Medicare for Disabled people

It is not necessary that the best Medicare Supplement Plans are assigned to people who are at least 65 years old. People who suffer from certain disabilities can avail health insurance Supplement schemes even if they are younger than 65 years old. However, it is necessary for disabled people that they should have already received Social Security disability benefits or Railroad Retire Board benefits for at least 24 consecutive months because only after this they are allowed to enroll in Medicare.

One can qualify for the health insurance Supplement schemes even if they are younger than 65 years if they (unfortunately) fulfill the following requirements:

  • If a person suffers from the End-Stage-Renal Disease (A disease in which kidney fails completely and regular dialysis is required, or a kidney transplant is required).
  • If a person has Amyotrophic lateral sclerosis (ALS) or also known as Lou Gehrig’s disease. However, in this case, a person is automatically registered in Medicare in the month he begins receiving his disability benefits.
  • get a quote or more information by visiting

Medicare Supplement Plans and disability

If you are reading this article, then it is quite possible that you know very well about the Medicare Supplement Plans, however, for the sake of simplicity we are going to discuss some basis of these plans. These plans are commonly called as Medicare Part C and are controlled by Medicare as federal government does not have much influence on these plans. These health insurance plans can be availed from the private insurance companies in your area, and these plans are bound to offer all those perks which are offered by the Original Medicare.

So a disabled person who is a member of these plans gets same health insurance benefits as any other beneficiary.

An essential thing for the disabled people is that most types of health insurance Supplement schemes are not offered to people who suffer from End-Stage-Renal Disease, but in case of Special Needs Plan (SNP) such people can enroll themselves easily.


This scheme is specially tailored for disabled people, and with this plan, those people receive health care services through a network of service providers. Only people who suffer from chronic (long-term like ESRD) conditions, who have both Medicaid and Medicare, and who reside in specific facilities are eligible for this scheme. Moreover, this scheme also offers prescription drug coverage for its members.

An enrollee of health insurance Supplement plans always has to pay some monthly premium. So be ready for that.